PURCHASE PAL TERMS OF USE, RELEASE OF LIABILITY AND ARBITRATION AGREEMENT
Version 1 - Effective October 24, 2026

PLEASE READ CAREFULLY. BY CHECKING "I AGREE", TYPING YOUR NAME, DOWNLOADING, INSTALLING OR USING PURCHASE PAL, YOU AGREE TO THESE TERMS. SECTION 9 REQUIRES DISPUTES TO BE RESOLVED BY INDIVIDUAL ARBITRATION AND WAIVES CLASS ACTIONS AND JURY TRIALS. IF YOU DO NOT AGREE, DO NOT DOWNLOAD, INSTALL OR USE PURCHASE PAL.

1. WHO WE ARE AND WHAT THESE TERMS COVER
"Purchase Pal", "we", "us" and "our" mean the owner and operator of Purchase Pal and purchasepal.ai, and its owners, officers, employees, contractors, affiliates, licensors, successors and assigns. "You" means the person downloading, installing or using Purchase Pal. These terms cover the Purchase Pal software, the Purchase Pal A.I., the website purchasepal.ai, any updates, and any plans or memberships (together, the "Service"). You must be at least 18 years old and able to enter a binding contract.

2. WHAT PURCHASE PAL DOES, AND WHAT IT DOES NOT DO
Purchase Pal is software that runs in your own web browser on your own computer. At your direction it checks store websites, can add items to your carts and can place orders in your store accounts using the payment methods and addresses saved in those accounts. You choose the items, the stores, the price limits and when Auto Buy is on. Purchase Pal does not guarantee that any item will be found, be in stock, be bought, be bought at any price, be bought before anyone else, be delivered, or that any order will not be cancelled. The Purchase Pal A.I. gives estimates and summaries of information from the web and from stores. They can be wrong, out of date or incomplete, and they are not advice of any kind.

3. YOUR RESPONSIBILITIES
You are solely responsible for: (a) every purchase, order, charge, fee, tax, shipping cost, return, restocking fee and message made through your accounts while using the Service, including orders you did not expect; (b) checking your store accounts, carts, orders and payment statements; (c) the limits and settings you choose; (d) following the terms, rules and purchase limits of every store and website you use with Purchase Pal; (e) keeping your computer, browser, accounts and passwords secure; and (f) obeying all laws that apply to you. Stores may cancel orders, limit quantities, refuse service, or restrict, suspend or close accounts they believe use automation. You accept that risk.

4. NO WARRANTIES
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE", WITH ALL FAULTS AND WITHOUT WARRANTIES OF ANY KIND. TO THE FULLEST EXTENT ALLOWED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS, IMPLIED OR STATUTORY, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, AVAILABILITY, SECURITY, AND THAT THE SERVICE WILL BE ERROR-FREE, UNINTERRUPTED OR FREE OF HARMFUL COMPONENTS. Software can have bugs. Websites change. Purchase Pal may misread a page, a price, a seller, a total or a stock status, and may fail to act, act late, or act more than once.

5. ASSUMPTION OF RISK AND RELEASE
YOU USE THE SERVICE ENTIRELY AT YOUR OWN RISK. TO THE FULLEST EXTENT ALLOWED BY LAW, YOU RELEASE, WAIVE AND FOREVER DISCHARGE PURCHASE PAL FROM ANY AND ALL CLAIMS, DEMANDS, LOSSES, DAMAGES, COSTS AND LIABILITIES OF EVERY KIND, KNOWN OR UNKNOWN, ARISING OUT OF OR RELATED TO THE SERVICE, INCLUDING CLAIMS ABOUT UNWANTED, DUPLICATE, MISSED, LATE, OVERPRICED OR CANCELLED ORDERS, CHARGES, FEES, LOST DEALS, LOST PROFITS, ACCOUNT RESTRICTIONS OR CLOSURES, DATA LOSS, DEVICE PROBLEMS, A.I. ANSWERS, AND ANY ACT OR OMISSION OF ANY STORE OR THIRD PARTY. If you are a California resident, you waive California Civil Code Section 1542, which says: "A general release does not extend to claims that the creditor or releasing party does not know or suspect to exist in his or her favor at the time of executing the release and that, if known by him or her, would have materially affected his or her settlement with the debtor or released party." You waive any similar law of any other place.

6. LIMITATION OF LIABILITY
TO THE FULLEST EXTENT ALLOWED BY LAW: (a) PURCHASE PAL WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, SAVINGS, GOODWILL, DATA, OR ANY COST OF SUBSTITUTE GOODS, EVEN IF ADVISED OF THEIR POSSIBILITY; AND (b) PURCHASE PAL'S TOTAL LIABILITY FOR ALL CLAIMS OF EVERY KIND RELATED TO THE SERVICE WILL NOT EXCEED THE GREATER OF THE AMOUNT YOU PAID US FOR THE SERVICE IN THE 12 MONTHS BEFORE THE CLAIM AROSE, OR FIFTY U.S. DOLLARS (US $50). THESE LIMITS APPLY TO ALL THEORIES OF LIABILITY, INCLUDING CONTRACT, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY AND STATUTE, AND EVEN IF A REMEDY FAILS OF ITS ESSENTIAL PURPOSE. Some places do not allow some of these limits; in those places our liability is limited to the smallest amount the law allows.

7. INDEMNITY
You will defend, indemnify and hold harmless Purchase Pal from and against all claims, damages, losses, liabilities, costs and expenses (including reasonable attorneys' fees) brought by anyone, including any store, arising out of or related to your use of the Service, your purchases, your accounts, your breach of these terms, or your breach of any store's terms or of any law.

8. LICENSE AND RESTRICTIONS
We grant you a personal, revocable, non-exclusive, non-transferable license to use Purchase Pal on devices you own or control, for your own use, under these terms and your plan. You may not copy, modify, distribute, sell, rent, sublicense, reverse engineer, decompile, disassemble or create derivative works of Purchase Pal or any part of it, or remove or get around any plan limit, license check or other technical limit, except to the extent the law expressly allows this despite this restriction. All rights not expressly granted are reserved. We may end this license at any time if you break these terms.

9. ARBITRATION AGREEMENT, CLASS ACTION WAIVER AND JURY TRIAL WAIVER
(a) Informal resolution first. Before starting any claim, you agree to email us at support@purchasepal.ai with your name, contact details and a description of the dispute, and to try in good faith to resolve it for 60 days.
(b) Binding individual arbitration. If the dispute is not resolved, you and Purchase Pal agree that any dispute, claim or controversy arising out of or relating to these terms or the Service will be resolved only by final and binding arbitration on an individual basis, administered by the American Arbitration Association under its Consumer Arbitration Rules, before a single arbitrator. The Federal Arbitration Act governs this Section. The arbitrator decides all questions about the scope and enforceability of this Section. Judgment on the award may be entered in any court with jurisdiction. Either of us may instead bring an individual claim in small claims court if it qualifies.
(c) CLASS ACTION WAIVER. YOU AND PURCHASE PAL MAY BRING CLAIMS ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS, COLLECTIVE, CONSOLIDATED OR REPRESENTATIVE ACTION. The arbitrator may not consolidate claims or award relief to anyone other than the individual party.
(d) JURY TRIAL WAIVER. YOU AND PURCHASE PAL WAIVE ANY RIGHT TO A JURY TRIAL.
(e) Time limit. Any claim must be started within one (1) year after it arose, or it is permanently barred, to the extent the law allows.
(f) 30-day opt-out. You may opt out of this arbitration agreement by emailing support@purchasepal.ai within 30 days of first accepting these terms, stating your name and that you opt out of arbitration. Opting out does not affect any other part of these terms.
(g) If the class action waiver is found unenforceable for a claim, that claim (and only that claim) will be decided in court, and this Section otherwise remains in effect.

10. PLANS AND PAYMENTS
Paid plans are billed upfront each month and do not carry over or stack. When a month ends, unused chats and Auto Buy time are removed. If the next month is not paid, your account moves to the Free plan. You may cancel at any time; the month you are in is not refundable, and you keep your plan until it ends, except where the law requires otherwise.

11. PRIVACY
Purchase Pal runs on your computer. It does not ask for or store your card numbers or store passwords. Settings, lists, the optional card security code and the optional shipping address you enter are kept on your computer. When the Purchase Pal A.I. looks things up, your product search terms are sent to the search engines and stores it reads.

12. GOVERNING LAW
Apart from Section 9, these terms are governed by the laws of the State of Florida, without regard to its conflict of law rules, and, where a court case is allowed, the state and federal courts located in Florida have exclusive jurisdiction.

13. GENERAL
These terms are the entire agreement between you and Purchase Pal about the Service and replace any earlier agreement. If any part is found unenforceable, it will be enforced to the greatest extent allowed and the rest stays in effect. Our failure to enforce any part is not a waiver. You may not assign these terms; we may. We may change these terms by posting a new version; continued use after a change means you accept it, and material changes will be shown for you to accept. Sections 3 to 9 and 12 to 13 survive the end of these terms or of your use of the Service. Questions: support@purchasepal.ai.

BY CHECKING "I AGREE" AND TYPING YOUR NAME, YOU CONFIRM THAT YOU HAVE READ AND UNDERSTOOD THESE TERMS, THAT YOU ARE AT LEAST 18, AND THAT YOU AGREE TO BE BOUND BY THEM, INCLUDING THE RELEASE IN SECTION 5, THE LIMITS IN SECTION 6 AND THE ARBITRATION AGREEMENT AND WAIVERS IN SECTION 9.